CFPAYCFPAY
Open an account
Security & compliance

Protection that is verified, not promised

Identity is proven with biometrics, addresses are matched against the official mapping database, proofs are filmed live and every sensitive operation is signed on your device and recorded in an auditable trail.

Digital shield combining a fingerprint and a facial mesh
CFPAY World
+ €2,450.00
0 steps
Liveness check
Live
Filmed proof only
0/7
AML monitoring
Per action
Biometric signature
Identity

A real person, verified end to end

Onboarding collects an identity document, a facial capture with three step liveness detection and an address checked against the official UK mapping database rather than free text.

Proof of address must be filmed live inside the app. Uploading an image from a gallery is deliberately blocked, because a filmed capture is far harder to forge and gives the compliance team a verifiable recording.

  • Identity document with automated checks
  • Facial capture with three step liveness detection
  • Address matched against the official mapping database
  • Proof of address filmed live, never uploaded
Complete my file
Facial verification with liveness detection
Signature

Every sensitive operation carries your fingerprint

Transfers, card changes, payee additions and limit increases require a biometric signature made on your own device using the WebAuthn standard. The private key never leaves the device.

Each signature is timestamped, tied to a trusted device and stored in a log you can consult at any time, which turns a disputed operation into a matter of record rather than opinion.

  • WebAuthn fingerprint and Face ID signature
  • Trusted device register with revocation
  • Timestamped, consultable evidence log
  • Server side checks on every sensitive field
Manage my biometrics
Biometric signature on a mobile device
AML / CFT

Controls that never stop running

Risk scoring, sanctions and politically exposed person screening and behavioural anomaly detection run continuously and gate the activation of operations rather than reviewing them after the event.

When a control fails, your file states exactly which element is missing and links straight to the field or capture to complete. Once resolved, you rerun the controls yourself and activation is immediate if everything is clear.

  • Continuous risk scoring per customer
  • Sanctions and PEP screening
  • Behavioural anomaly detection on movements
  • Operations gated until the file is compliant
Open my compliance file
Compliance monitoring dashboard

Security you can inspect

Open an account and review, from your first session, every proof, every signature and every control recorded on your file.

Open your CFPAY accountGet started