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Accounts & cards

One balance per currency, one card for every use

Hold, exchange and spend in more than 75 currencies with a virtual IBAN per account, cards you create in a second and limits you control to the penny.

Violet metal payment cards suspended in the light
CFPAY World
+ €2,450.00
0+
Currencies held
0
Card types
PDF / CSV
Statements
0 tap
Instant freeze
Multicurrency accounts

Hold the currency you are paid in, spend the one you live in

Each currency gets its own account with a virtual IBAN, its own movements and its own limits. Receive a salary in one currency, keep a rent buffer in another and convert only when the rate suits you.

Statements are generated on demand as PDF or CSV for any period, complete with the fees applied and the exchange rate used, which makes them directly usable for accounting or for a tenancy application.

  • A virtual IBAN per currency account
  • Market rate conversion with the fee shown before you confirm
  • Statements filtered by period, exportable as PDF and CSV
  • Full history with searchable, categorised movements
Open my accounts
Multicurrency balances shown in the CFPAY interface
Cards

Create a card for a purchase, destroy it right after

A virtual card for a subscription, a single use card for a merchant you do not know, a physical card for daily life: you create, freeze and delete them yourself, with no call and no waiting.

Every card carries its own rules, monthly ceiling, per transaction ceiling, online payments, contactless, cash withdrawal, overseas use. Turn a channel off and the card refuses it immediately.

  • Physical, virtual and single use cards
  • Instant freeze and unfreeze
  • Per channel limits and controls
  • Instant notification on every authorisation
Manage my cards
Metal and virtual CFPAY cards
Savings & analysis

Money that organises itself

Vaults separate your money by goal and fill themselves through scheduled contributions or by rounding up every card payment. Progress is visible at a glance and money stays available.

The analysis view categorises spending automatically, highlights recurring subscriptions and compares months, so you can see what changed rather than guessing.

  • Goal focused vaults with round ups
  • Automatic categorisation of spending
  • Detection of recurring subscriptions
  • Month on month comparison and trends
Open spending analysis
Savings progress and spending charts

Open your multicurrency account now

A virtual IBAN per currency, cards created in seconds and statements ready to download, all from your browser.

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